Personalized Attention To Your Unique Legal Needs

Bankruptcy Is A Tool, Not A Failure

Nobody wants to file for bankruptcy if they can avoid it, because it carries a big stigma. Some people will do everything they can to avoid filing for bankruptcy. Yet in many cases, a bankruptcy filing is the first step toward solving one’s financial woes. That’s because bankruptcy is fundamentally a legal tool that can be used to discharge or restructure your debt and help you rebuild your financial life. The “stigma” of bankruptcy is really just the opinions of people who don’t understand your finances — don’t let their judgment prevent you from taking the steps you need to make a fresh start.

At McGivney Law Firm, PLLC, our attorneys will review your finances with you and help you determine whether bankruptcy is right for you — and if so, which type of bankruptcy filing is most appropriate. For many people facing bankruptcy, the truth is that it may have made sense to file long before you considered the possibility. That’s because the unfair stigma that comes with this action prevents many people from seeing the problem at first.

At our firm, we offer experienced legal advice without judgment. We understand that just by asking questions about bankruptcy, you are taking the first step toward responsibly addressing your financial woes. We are committed to helping you rebuild your finances.

Filing For Bankruptcy Has Immediate Practical Benefits

A bankruptcy filing isn’t just useful in theory — as soon as you file, you will begin to see the benefits. Filing imposes an “automatic stay” on all creditor activities, including:

  • Debt collection phone calls
  • Debt collection emails
  • Repossession of your car or other property
  • Wage garnishments
  • Foreclosure

Don’t Wait Any Longer – Tackle Your Debt Today

Bankruptcy can be scary, but you don’t have to face this problem alone. Tell our lawyers about your situation, and we will help you create a strategy to resolve the problems you are facing. To schedule a free initial consultation at McGivney Law Firm, PLLC, call our office at 810-229-2971 or contact us online. From our offices in Brighton and Stockbridge, we serve clients throughout Livingston County and elsewhere in Michigan.

Additionally, we are proud to be designated as a debt relief agency. We continue to be happy to help people file for genuine bankruptcy relief under the Bankruptcy Code.